Mortgage life insurance covers your mortgage if you were to die. If you don’t like those restrictions, a standard term life insurance policy for the life of your mortgage with a face value of at least the amount of your mortgage may be a better bet. That means your loved ones won’t be able to use any death benefit funds for other common needs when people die, such as final expenses, future education costs, childcare, paying off other debts and providing an income for the surviving spouse. The biggest restriction on mortgage life insurance is that your loved ones won’t get a death benefit, but it will instead go to the mortgage lender. Your beneficiaries can use a term life insurance death benefit for anything, so if you feel paying off the mortgage is most important, you should clearly state that in your will. If you were to die during the policy’s term, your beneficiaries receive the death benefit, which they may choose to use to pay off the mortgage. You could choose a regular term life policy with a face value that’s at least the amount of the mortgage that you still need to pay. This differs from a standard term life insurance policy, which is another option if you’re looking for a life insurance policy to help pay off your mortgage if you die. Money does not go to your family with this type of life insurance. This means the insurer will pay your lender the remaining balance on the mortgage if you pass away. The mortgage lender is the beneficiary of the policy, not your spouse or other person you choose. If you buy it from your mortgage lender, the premiums can be rolled into your loan. Mortgage life insurance is usually sold by the mortgage lender, an insurance company affiliated with your lender or another insurance company that mails you after finding your information via public records. The policy’s length will coincide with the number of years you have to pay off your mortgage. If you buy mortgage life insurance, you’ll typically purchase it when you buy your home or shortly after.
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The main changes made to the superseded tax incentives guidelines under the Revised Tax Incentives Guidelines are as follows: The Revised Tax Incentives Guidelines, like its predecessor issued on 28 June 2022 (‘ the superseded tax incentives guidelines’) set out the types of tax incentives available for the venture capital industry 6, the qualifying criteria or requirements which must be fulfilled before a certification can be granted and the procedures for application. venture capital corporation (‘ VCC’), private equity corporation (‘ PEC’), venture capital management corporation (‘ VCMC’) and private equity management corporation (‘ PEMC’)) by requiring all registered corporations to: Streamlining the requirements applicable to all registered corporations (i.e.Expanding the pool of eligible investors who can invest in VC and PE funds by introducing a minimum investment amount of RM250,000 (or its equivalent in foreign currency) as an additional eligibility criterion 3 and.Removing the 50-investor limit on VC and PE funds 2.Entities that are solely fund vehicles will no longer need to be registered under the Revised VC/PE Guidelines 1 Revising the registration requirements so that only firms carrying on fund management activities for VC and PE are required to be registered under the Revised VC/PE Guidelines.The main changes under the Revised VC/PE Guidelines are as follows: The Revised VC/PE Guidelines which replaces the previous version issued on 16 April 2020 (‘ the superseded VC/PE guidelines’) aims to create a more conducive environment and increase the vibrancy of the market for venture capital (‘ VC’) and private equity (‘ PE’) asset classes and to add to the range of funding options available to micro, small and medium-sized enterprises (MSMEs) that are start-ups or high-growth enterprises. Both sets of the revised guidelines took effect on 28 November 2022. Maybe you’re a contractor who provides a variety of different home services. There are some businesses that have broad focuses. You are allowed to select up to 9 secondary categories. If you’re an Italian restaurant, you can put “Italian restaurant” as your primary category but also put “restaurant” or “pizza restaurant” as secondary categories. While your primary category holds the most influence when it comes to search ranking, secondary categories can still provide a boost to your search ranking. It’s hard to go through the entire list and pick just a few categories that are right for your business. Right now, there are nearly 4,000 Google Business Profile categories. Google lets you pick one primary category and up to nine secondary categories. How can I pick the right Google Business Profile category Below is only a partial list just to give you an idea of what’s available.Īboriginal and Torres Strait Islander organizationįollow this link for the complete list which includes nearly 4,000 more categories. Finding a match for your business shouldn’t be a problem. There are thousands of categories Google has created. Make sure that you choose the primary category that best fits your business services (more on this later).Ĭomplete list of Google Business Profile categories While you can choose up to ten categories, the choice that has the most impact is your primary category. Google may add or subtract different categories as time goes on. The list of categories does not stay the same year after year. Google Business Profile categories are constantly changing.You must use one of the existing Google My Business categories that Google has created. There is no way that businesses can create their own category. 3 things you should know about Google Business Profile categoriesīefore we start talking about how you can choose your Google Business Profile categories, here are three things you need to know. For example, if your main category is “Contractor” but you specialize in roofing supplies, potential customers searching for “Roofing supply store” may never find you. If you have a category that isn’t an ideal description of your services, it’s going to be much harder for you to get discovered by potential customers. Google My Business categories can also hurt you if you aren’t mindful of your selections. If you’re an urgent care facility, you’re much more likely to show up in searches for “urgent care” if you have “urgent care” as your primary category. If you’re in the right Google My Business categories, it will make it more likely that your business will rank higher for relevant searches. That makes it important to select the right Google My Business categories. The better optimized your Business Listing Management is, the greater your chances of ranking at the top of local searches. Optimizing Google My Business for business successĭownload Now Why are Google My Business categories important?Īccording to Moz, Google My Business is the #1 factor determining your local search ranking. The main category describes your business as a whole. The category shows both Google and prospective customers what kinds of services you provideįor example, if your main category is “Hamburger Restaurant,” Google can display your business when a user searches for Restaurants, Hamburger Restaurants, or Hamburger Near Me. Google My Business categories describe your business and are one of many factors that affect your local ranking on Google. What are Google Business Profile categories? How to find your competitor’s business categories.Unique features for specific categories.Add and edit your Google Business Profile category in Maps.Add and edit your Google Business Profile category in Search.How can I pick the right Google Business Profile category.Complete list of Google Business Profile categories.3 things you should know about Google Business Profile categories.Why are Google My Business categories important?.What are Google Business Profile categories?. The largest lottery prize ever climbed to $2.04 billion in November. What is the largest lottery jackpot in U.S. Lottery experts and lawyers have said there are ways to remain anonymous if you win. However, the site states, since May 25, 2022, the "names of lottery winners claiming prizes of $250,000 or greater will be temporarily exempt from public disclosure for 90 days from the date the prize is claimed, unless otherwise waived by the winner." Prizes range from $2 to the grand prize jackpot, which varies.Įx-store clerk in Jensen Beach who forged Florida Lottery tickets ordered to prisonĪ big February winner! Winning ticket for $747 million Powerball jackpot sold in Washington Can Florida lottery winners remain anonymous?Īccording to Florida Lottery's website, winners cannot remain anonymous: "Florida law mandates that the Florida Lottery provide records containing information such as the winner's name, city of residence game won, date won, and amount won to any third party who requests the information." According to, players have a 1 in 292.2 million chance to match all six numbers. Prizes range from $2 (for matching the Mega Ball) to the grand prize jackpot, which varies. What are the odds of winning Mega Millions?Īccording to the Mega Millions website, you have a 1 in 302,575,350 chance to match all five white balls plus the gold Mega Ball. Patrick's Day, the luckiest of all holidays and April Fool's Day (we're not going to go there). Interestingly, the jackpot has rolled over three holidays − Valentine's Day, which, let's be honest, would have made an amazing Valentine's Day gift for your sweetie, family member or your pal (more on Valentine's Day below) St. Before that, one ticket purchased in Massachusetts in the Jan. This Mega Millions jackpot has rolled over since Feb. $441 million, with a cash option of $238.8 million.ĭo you have friggatriskaidekaphobia? If $1.1 billion Mega Millions jackpot rolls over, next chance to win is Friday the 13th How long has Mega Millions rolled over? Still a big winner! Jensen Beach man wins $1M prize from Mega Millions ticket bought at Cumberland Farms How much was the Mega Millions lottery jackpot for April 11? Top 10 lottery jackpots: Powerball, Mega Millions' biggest prizes, Who won and where winning tickets were bought In case you want to play: Playing Mega Millions drawing in Florida? Here's what to know EST Tuesdays and Fridays.īelow are some frequently asked questions about Mega Millions, Powerball and lottery odds. Mega Millions drawings are held at 11 p.m. 3, and ticket sales have increased with the rising jackpot. The drawing hasn’t seen a multimillion-dollar winner since Feb. What were the numbers? This combination of 6 numbers won $185.3 million on Valentine's Day 2022 What we know about big winners: Lotto jackpots have surpassed $1 billion six times. Here's a snapshot of recent drawings and how much the jackpot has climbed (in so short a time): The West Palm ticket was sold at the Supermercados El Bodegon on Forest Hill Boulevard, according to the Florida Lottery. The West Palm Beach ticket was one of three $1 million winners in Tuesday's drawing, with the other tickets sold in Arizona and California. Winning numbers for Tuesday, April 11: 31-35-53-54-55, and the Mega Ball was 24. The 10th largest jackpot was $522 million in June 2019. The new jackpot in inching closer to joining the top 10 biggest Mega Millions jackpots. The jackpot has now grown to $476 million, with a cash option of $256 million. The estimated jackpot for Tuesday's drawing was $441 million, with a cash option of $238.8 million. Also, because it gives you the ability to accept payments from anywhere and integrates with other Square apps, it’s a viable option for all types of businesses-not just service-based companies (which are typically the types that use invoicing software).įreshBooks is one of the best billing software options thanks to its ease of use and scalability. Square Invoices is made for small businesses and it’s versatile and powerful enough to work well for growing businesses. Square’s other products integrate seamlessly, so you can use inventory management with invoices if you run a product-based business or use Square’s point-of-sale (POS) options to manage sales for an online, mobile or brick-and-mortar store. Paid plan users can add custom fields to invoices and they can set up milestone-based invoices for longer projects. If you ever need to take a payment over the phone, the transaction fee is 3.5% plus 15 cents.īoth plans for Square Invoices allow you an unlimited number of invoices, and you can schedule recurring invoices for regular clients. Whether you choose the free or paid plan, processing rates are the same: 2.9% plus 30 cents per online transaction, 2.6% plus 10 cents per in-person payment or 1% for an online bank transfer. Square’s products cover both types of businesses. Service-based businesses tend to need an invoicing solution that lets them accept payments online, while product-based businesses may need to accept payment in person and require inventory management. One row for every separate service performed for the client, followed by a final row reserved for the total amount you are charging the client for all services.Square Invoices offers a free or low-cost plan for online and in-person invoicing, making it one of the best billing software options for any small business.Write the total amount you are charging for the service performed. If you charge by the hour, write how many hours were spent performing the service. If you charge by the hour, write the rate as $00.00/hr. Rate: Write the rate you are charging for the services or items.Write how many pages you copyedited, how many pieces of jewelry were purchased, etc. Write the date the service was performed or the item was purchased. This is where you list the task you performed, such as copyediting, or the item that was purchased from you, such as handmade jewelry. Your chart should contain the following components: X Research source If you're using word processing software, create a table in which you will list the different services you performed for your client, or the items that were purchased from you for which you are requesting payment. If you don't have an agreement, figure out the standard pay-by period in your industry in most cases, it's 30 to 45 days. If you have an agreement with the business you are invoicing about when you can expect to get paid, write that date as the due date. Even if you choose to number your invoice by date, you should clearly write the date on a separate line. In any case, make sure you number your invoices in sequential order so you don't confuse yourself. If you choose the latter, you can add "-01" to the end to differentiate between invoices sent on the same day. You can number your invoices numerically (1, 2, 3, 4) or by date (for example,, for the year, month and day of the invoice). Since you are the one sending the invoice, you may choose the numbering system that works best for you. Write the following information on separate lines on the right side of the page: X Research source On the right side of the page, across from the recipient's contact information, include the details of your invoice. Write the invoice number and other invoice information. LibreOffice is one of the best productive suites out in the market today. Wrapping up: Which one should you go for? Comparison: LibreOffice 4.0 vs MS Office 2013 Pricing might not be justifiable for some users, though. So, suppose you want only the Word and not Excel or Powerpoint etc, you could leave them, and pay just for the Word. All in all, customers are still living in the fog.Ĭoncept of À-la carte has been introduced in Office 2013, giving you the option to single out the software you want. In case of PC failure and new system, you could use the same copy. Although, after getting all the due anger feedback it deserved, Microsoft has made some changes to its license. When you buy a new Office 2013’s copy, you won’t be able to install it on multiple machines. Hate to break this to you, but things have changed now. Which means, that you, though, not preferred, could install the same software in your other machine as long as you have deleted it off from your first system. What’s the difference? Up until now, whatever Microsoft Operating System and Office suite you had purchased were licensed to single user. Cutting the chase, a single copy is licensed to a single machine, and not the single user. Microsoft, in Office 2013, offers several confusing and horrendous licensing terms. Well, there is Office 2013 and Office 365. The resulting code base is rather different from the original one, as several million lines of code have been added and removed, by adding new features, solving bugs and regressions, adopting state of the art C++ constructs, replacing tools, getting rid of deprecated methods and obsoleted libraries, and translating twenty-five thousand lines of comments from German to English. The Document Foundation mentioned this in the Libreoffice 4.0 announcement. In the coming months, LibreOffice is expected to be ported for Android and iOS devices as well. LibreOffice’s major challenge was to get the code as compact and clean as possible. Well, LibreOffice has got this exact feature. If you have a smartphone or a tablet and you use any 3rd party keyboard app like SwiftKey Keyboard, you would know that those apps give you a feature where based on your writing pattern, they predict your next words. In addition to all this, LibreOffice Writer, the word processor now has the ability to set variant first page headers and footers to a given page style.Īnother feature that caught my attention while writing this article (mind you, I wrote this article on LibreOffice Writer) is the word predictions feature. You can also access and manage Visio files with much convenience in LibreOffice now. They have also amended RTF handling and Maths formula engine. There is an extensible work done on the support and integration for CMS (Content Management System) and DMS (Document Management System). LibreOffice has also strengthened its user interface version 4.0 gives you an option to dress up the suite as you desire by using Firefox Personas. Punching Microsoft where it hurts the most, the publishing feature will give thousands of students, institutions and end users a chance to cost cut and do it for free. There is a slight improvement at rendering of the files, and the orientation of the document is quite well, too. LibreOffice 4.0 also offers support for Microsoft Publisher files, this is the only free software which could work around such platform. However, it isn’t like they haven’t done anything for a casual end user.Īs expected, there are a lot of improvements in the compatibility for Microsoft Office native documents format. LibreOffice has betted too hard to get this thing echelons in the corporate world. They have replaced most of the Java tags with native platform codes and Python. Another noteworthy implication this suite has undergone, is cutting down of dependency off notorious Java. For instance, there is a significant melioration over startup and loading time. What’s new in LibreOffice 4.0?Īs you would expect of any new major release, the version 4.0 of LibreOffice fixes a lot of inept issues and brings tons of improvement. Last month, its version 4.0 came out – a version which is fully mastered and has what it takes to, if not defeat its rival competitor Microsoft Office, stand along it. Later they released their Office suite named as LibreOffice. So they decided to part their ways, and formed a non-profit called The Document Foundation. People who were behind the development of Open Office couldn’t stand this monopoly. In 2010, Open Office, an open-source freeware alternative to Microsoft Office, got into some conflict with one of its partners at that time – Oracle. There’s Something Wrong on My Credit Report Also, some major credit card and auto loan companies now provide credit scores on monthly statements. You can pay a small fee to get your credit score from the credit bureau. The free credit report does not include a credit score. You should not have to pay anyone for a copy of your credit report. For security purposes, you may be asked for some information that only you would know, like the amount of your monthly mortgage payment. If you have recently moved, you may have to provide your previous address. You will need to provide your name, address, Social Security number, and date of birth. To learn more, or to order your report, visit or call 1-87. This will allow you to review your report three times a year, and may help you quickly catch reporting errors or identity theft. Consider ordering your credit report from a different credit bureau every four months. You can get one free credit report from each bureau every year. The three major credit bureaus are:Įach agency’s report will contain the same information. You are entitled by law to get a free copy of your complete credit report from each of the three major credit bureaus. It will also show whether you made payments on time during the past several years. The account information includes the date an account was opened, the credit limit or loan amount, the current balance, and the monthly payment. Statements of dispute (read below for how to dispute the status of an account)Īccount information from companies that do business with you. The name of anyone who has gotten a copy of your credit report Personal information, such as your name, current and previous addresses, phone number, Social Security number, date of birth, and current and previous employers The following information is included in your credit report: If you co-signed a loan with someone else, such as your spouse or child, the loan will appear on each of your reports. If you have a lower credit score, lenders who are willing to offer you credit may charge you a higher interest rate because they consider you a credit risk.Įvery person has an individual credit report. You have unpaid money judgments against you. You have missed or been late on payments Your credit score may be lower if any of the following are true: Lenders are more willing to extend credit to borrowers with a high score. If you have always repaid your loans on time, you may have a high credit score. Every time you use credit, a record of your payment history is reported to credit bureaus. Credit bureaus collect information from public records, banks, and other lenders to create credit reports. Credit reports are created and maintained by credit bureaus. It will also include court records of tax liens, bankruptcies, foreclosures, and money judgments. It lists such transactions as your car loan, home mortgage, and credit card balances. A credit report is a detailed report of your credit history. Until 1990, accessing information through the Internet was a rather technical affair. I’ll spare you the names and stories (there are plenty of both), but the eventual result was the “mother of all networks,” which we call the Internet. Once upon a time, back when there weren’t any footprints on the moon, some farsighted folks decided to see whether they could connect several major computer networks. A Brief History of HTML and the World Wide Web You will be intimately involved in this publishing process because you must create files and then put them on a server to make them available in the first place, and you must ensure that your content will appear to the end user as you intended. Web servers make your content available to others who, in turn, use their web browsers to navigate to an address and wait for the server to send information to them. Tips for testing the appearance and functionality of web contentīefore learning the intricacies of HTML (Hypertext Markup Language) and CSS (Cascading Style Sheets), it is important to gain a solid understanding of the technologies that help transform these plain-text files to the rich multimedia displays you see on your computer or handheld device when browsing the World Wide Web.įor example, a file containing markup and client-side code HTML and CSS is useless without a web browser to view it, and no one besides yourself will see your content unless a web server is involved. How to use other publishing methods, such as blogs.How to distribute web content without a web server.Where files should be placed on a web server.How to transfer files to your web server using FTP.How different web browsers and device types can affect your content.How content gets from your personal computer to someone else’s web browser.What is meant by the term web page, and why that term doesn’t always reflect all the content involved.A very brief history of the World Wide Web.Trademarks used on this site are the property of their respective owners. You can find the release notes for the browser here.Ĭopyright ©2022-Present The Basilisk Development Team. This browser was originally created by the team behind the Pale Moon Browser. This browser is currently developed by the Basilisk Browser Development Team, and is a fully independent fork of the Mozilla/Firefox code. Is this browser associated/affiliated with Mozilla? Most XUL extensions compatible with Firefox 52 should work.įurther details can be found on the features page. Java, Unity web player, Media plugins, Authentication plugins). It also fully supports all NPAPI plugins (e.g. What does this browser support?īasilisk supports a wide array of features required for the Modern Web, including advanced scripting, WebRTC, CSS v3, HTML5 and downloadable font support. Like any other Free and Open Source Software community project, it comes without any warranty or promise of fitness for any particular purpose. To put it simply, if you want something that just works and doesn't break your workflow on every update then Basilisk is for you.īasilisk is provided as-is, with potential defects. We only make changes if we actually feel they are beneficial for users, unlike Mozilla who treats Firefox's interface as if it is a fashion show with new designs every week. This means that it does not change for the sake of change. It can also be considered a reference implementation for building a browser on top of the UXP platform.īasilisk is considered to be a stable piece of software at this time. Click here to learn more.īasilisk is intended to be a potential replacement for pre-Servo versions of Firefox. It is now developed by a team of developers independent from the Pale Moon project. Basilisk is Back!īasilisk is no longer developed by the Pale Moon team. It is based on the Goanna layout and rendering engine (a fork of Gecko) and builds on the Unified XUL Platform (UXP), which in turn is a fork of the Mozilla code base without Servo or Rust. Download now Source Code Welcome to the Basilisk home page!īasilisk is a free and Open Source XUL-based web browser, featuring the well-known Firefox-style interface and operation. This browser is a close twin to pre-Servo Firefox in how it operates. A XUL-based web-browser built on top of the Unified XUL Platform (UXP). |
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